Are you considering taking a Transfer Value from your Defined Benefit Pension?
Do you need more clarity before you make your decision?
Phone Jim or Michael today to have your Defined Benefit Pension questions answered. Call us on 01 5267770 or 053 9110380.
If you are a member of a Defined Benefit Pension Scheme and you have been given the option of transferring your benefits, we can help you make an informed decision.
After many decades of building your pension fund you are about to make one of the biggest financial decisions of your life, so it’s important you get it right.
You may be considering transferring your Defined Benefit Pension for any number of reasons. Perhaps:
✅ The pension scheme is being closed
✅ You are concerned about the solvency of the pension scheme
✅ You want to gain access to a potentially larger tax-free lump sum and the ability to invest in an Approved Retirement Fund (ARF).
✅ Inheritance – having your pension in another structure such as a Personal Retirement Bond or Approved Retirement Fund may offer greater inheritance options for your family should you pass away.
Read our article on What is a Personal Retirement Bond?
✅ Phone, Email or Webchat – getting the correct advice when it comes to your pension is important. We have clients all over Ireland and staying in contact with them is important during this difficult time. We can look after you by phone, email or webchat, whatever suits you best.
Whatever the reason, we can help you make an informed decision.
What is the next step?
Usually your first contact with us will be a short telephone call or an email. This allows us to understand your situation and let you know how we can help you. A quick phone call or email can often be the easiest way to take the stress out of these decisions.
For most of our clients that initial phone call or email is where they start to get clarity on the right steps to get the most from their Pension.
Understanding your Pension Transfer Options can be far more straightforward than you think. We will prepare all the forms and paperwork for you, deal with your pension provider on your behalf, and of course keep you updated along the way.
Feel free to contact us Monday to Friday or email us using the contact form. Jim or Michael will be happy to answer your questions.
Phone: 01 5267770 or 053 9110380
Serving Dublin, East Coast, Midlands & South East
Wealth Management & Financial Planning
Tax and Inheritance Planning
Starting A Pension
Pension Access & Approved Retirement Funds (ARF)
Defined Benefit Pension Transfer Options
UK to Ireland – Pension Transfer Options
Life / Illness / Income Protection
Trying to make a decision between keeping my existing Defined Benefit Scheme or taking a transfer value was not a clear decision for me. I needed to take advice from somebody with experience so was very happy when I reached out to Michael in Guardian Wealth. Once we weighed up the advantages and disadvantages of each option it became clear to me what I needed to do. I would recommend Guardian Wealth to anybody trying to make a similar decision.
Ms Kathleen Atkinson
After so many years working and building up my Pension it was quite daunting when the time came to access my Pension. There were lots of different options available to me and I wanted to make sure I was fully informed. Michael in Guardian Wealth helped me to understand the immediate and long-term implication of the options available to me and guided me through the process. I would have no hesitation recommending Guardian Wealth.
Mr Ray Hemmingway
Trying to weigh up the pros and cons of transferring my Defined Benefit Pension was difficult. I was happy when I contacted Guardian Wealth and Jim was able to help me with that process. He took the time to meet with me and help me decide what was best for me and my family. I am happy to recommend Guardian Wealth to anybody considering their Defined Benefit Pension options.
Mr M Duff